Online Banking /
Business Direct Access
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Personal Savings
Accounts Designed with Our Customers in Mind!
| | FCB Savings | Premier Money Market |
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| Customized For |
All savings needs, including custodial accounts |
All savings needs with premium return on your money and easy access to your funds |
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| Opening Deposit |
$50.00
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$1,000.00
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| Minimum Balance |
$50.00
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$1,000.00
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| Service Charge |
NO SERVICE CHARGE if minimum balance is maintained. If the account balance falls below $50 anytime during the month, there is a $5 monthly service charge. Six FREE withdrawals are allowed each month. Excess withdrawals and/or payments are $3 each. * |
NO SERVICE CHARGE if minimum balance is maintained. If the account falls below $1,000 any time during the statement cycle, there is an $18 monthly service charge. Six FREE withdrawals are allowed per statement cycle. Excess withdrawals are $10 each ** |
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| Interest |
Interest paid on all balances
Interest is compounded and credited quarterly.
View Rates |
Interest paid on all balances
Interest is compounded and credited monthly.
View Rates |
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| Electronic Banking & Phone Banking |
FREE
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FREE
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| Statements |
FREE statement binder and statements or Online
e-Statements.
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FREE statement binder and check image statements or Online e-Statements. |
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| Extras |
- FREE deposit and withdrawal slips
- FREE ATM Card
- FDIC Insured
- FREE Mobile Banking
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- Bonus rates for 49er checking account holders
- FREE ATM or Debit Card
- Choice of checks or passbooks
- Full liquidity
- Secure Investment
- FDIC Insured
- FREE Bill Pay
- FREE Mobile Banking
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Additional Information
If the account is closed before interest is credited, you will not receive the accrued interest.
*If the account is closed within 7 months, there will be a $15 closing fee
** If the account is closed within 7 months, there will be a $20 closing fee.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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