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FCB Club Accounts
Save For the Holidays or Your Next Vacation!!!
Christmas Club
A savings account designed to help customers save for the holidays. Christmas Clubs are offered in $5, $10, $20, and $30 denominations. If you make 49 payments, the 50th payment is made by us as interest. Club payments may be made in person or set up to be automatically transferred from another FCB account. Christmas Clubs are opened annually beginning in November. Club payouts are offered via checks or direct deposit. Club payout checks are mailed the last week in October. Club payout direct deposits are credited the 3rd week in October.
Vacation Club
A savings account designed to help customers save for their real estate taxes or summer vacation. Vacation Clubs are offered in $10, $20, and $30 denominations. If you make 49 payments, the 50th payment is made by us as interest. Club payments may be made in person or set up to be automatically transferred from another FCB Account. Vacation Clubs are opened annually beginning in May. Club payouts are offered via checks or direct deposit. Club payout checks are mailed the last week in April. Club payout direct deposits are credited the 3rd week in April.
Additional Information:
Withdrawals are not permitted from Christmas or Vacation Club accounts. In the event of an extreme emergency the account can be closed with a charge of $15.00. A check will not be issued if less than three payments are made to the account. The balance will be forfeited to cover the cost of the supplies, maintenance, and handling, etc.
In order to receive the 50th payment FREE, all 49 payments must be made on schedule. For the current Club schedules, see the sign inside each FCB Bank’s lobby, contact any FCB Bank office, or see the Club payment schedule provided at sign up. The 50th payment will be paid as bonus interest.
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