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Fixed Rate Mortgages & Home Equity Lines
FCB Banks specialize in service and low cost mortgage loans, where the decision for your loan is made locally and quickly.
Fixed Rate Mortgages
FCB Banks offers Fixed Rate Mortgages which includes programs such as Conventional, FHA, VA, IHDA & Rural Development Loans. You can purchase that new home with as little as no money down. With rates changing daily, it is important to contact your local FCB Bank Loan Officer today.
In House Mortgages
Purchase or refinance your home with No PMI and as little as 10% down payment or equity. With approval decisions made locally and serviced locally, FCB Banks can offer fast turn around times. By making Bi-weekly payments you will be able to shorten the payoff time of your loan substantially. Mortgage features lower closing costs. Depending on terms, an escrow account may be required. We also offer Construction Loans, Lot Loans, and Spec Loans.
Home Equity Lines
FCB Banks offer two kinds of Home Equity Lines that are fast and convenient. Use the equity in your home to pay for college, purchase a car, home improvements or pay other debt. In most cases Home Equity Loans are tax deductible, consult a tax advisor for further information regarding the deductibility of interest and charges.
- FCB's Prime Line Equity Loan is a revolving line of credit that is tied to Prime and is as easy as writing a check, up to your credit limit.
- Fixed Term Mortgage Loans offer a rate fixed for a term and provide steady Principle and Interest payments.
Mortgage Payment Calculator
Calculate your mortgage payment below!
Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript.
Please Note: The calculator is intended to provide approximate information about your loan payments and does not constitute an offer to extend credit. Your actual payment information may vary. Please contact us for exact payment information.
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