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We understand that e-mail is a simple and cost effective method of communication, however items such as requests and inquiries needing immediate attention should not be sent via e-mail. Also, sensitive personal information and account information like Account numbers, Social Security numbers, Passwords, or PIN numbers should not be sent by e-mail. Because an e-mail message that you send may not be immediately reviewed by a bank representative, you must contact the bank by telephone or in person for items needing immediate attention. E-mail messages do not serve as a sufficient means for any requirement imposed on you to provide written notice.