Online Banking /
Business Direct Access
Entering this secure site is providing access to a private computer network. This site may be utilized for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Activity on this site is monitored for security purposes.
|
Overdraft Advantage
Introducing a new service from FCB!
Meeting the needs of our customers and giving you first rate customer service is a top priority at FCB Banks.
Because of this, we are now offering a new service for you that will meet the financial needs of your growing families and busy lifestyles. This new service will benefit you by allowing us to cover your overdrafts and unexpected expenses, even if you do not have enough in your account to cover them. We call this Overdraft Advantage.
This means that if you have an emergency expense such as a doctor visit, prescription, or simply your gas tank is empty and payday is not until the end of the week, we will honor your check, ACH, recurring debit card transactions and over the counter transactions up to your Overdraft Advantage preauthorized amount.
With Overdraft Advantage you will:
-
Have a preauthorized overdraft limit of $500.00* on eligible accounts for checks, ACH, recurring debit card transactions and over the counter transactions.
-
Avoid returned check fees by merchants.
*A $200 Overdraft Advantage Limit is available for New Beginnings Checking Accounts; after the account is established and in good standing for 6 months. Standard overdraft fees will apply with this service.
How do I sign up for Overdraft Advantage?
Click on the "Enroll Now" button to enroll online or come into any FCB Location. Be sure to list all checking account numbers that you would like covered by Overdraft Advantage.
How do I make sure that Overdraft Advantage is extended to ALL of my everyday debit card transactions?
After submitting the Overdraft Advantage Authorization Form, you will be sent to the ATM/Debit Card Opt-In Authorization Form. By filling out this form, listing each of your checking accounts, and choosing "Opt-In" you are telling us to pay your ATM and everyday debit card transactions up to the preauthorized Overdraft Advantage limit of $500.
|
